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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Accelerated Payment Option
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$16.20
$16.80
$17.40
$17.70
$18.00
$18.90
$20.10
$20.70
$21.60
$22.20
$23.40
$24.60
$25.80
$26.70
$27.90
$29.40
$30.30
$31.80
$33.60
$35.40
$37.20
$38.40
$41.10
$42.90
$46.20
$48.90
$51.90
$55.20
$59.40
$65.40
$70.50
$76.80
$86.40
$94.80
$105.30
$115.80
$127.80
$141.00
$156.00
$172.50
$190.50
$209.70
$252.30
$276.30
$302.10
$330.60
$362.10
$396.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$32.40
$33.60
$34.80
$35.40
$36.00
$37.80
$40.20
$41.40
$43.20
$44.40
$46.80
$49.20
$51.60
$53.40
$55.80
$58.80
$60.60
$63.60
$67.20
$70.80
$74.40
$76.80
$82.20
$85.80
$92.40
$97.80
$103.80
$110.40
$118.80
$130.80
$141.00
$153.60
$172.80
$189.60
$210.60
$231.60
$255.60
$282.00
$312.00
$345.00
$381.00
$419.40
$504.60
$552.60
$604.20
$661.20
$724.20
$793.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$42.00
$43.20
$43.80
$45.00
$47.40
$48.00
$49.80
$51.60
$54.00
$55.80
$57.60
$60.60
$63.60
$66.60
$70.20
$73.80
$75.60
$80.40
$82.20
$85.80
$90.60
$94.80
$99.60
$105.00
$110.40
$116.40
$123.60
$130.80
$139.20
$147.60
$159.60
$172.80
$187.80
$203.40
$228.00
$251.40
$277.80
$305.40
$336.60
$369.60
$409.80
$451.80
$498.00
$549.00
$658.20
$720.60
$789.00
$862.80
$943.80
$1,032.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov